Vaibhav Vyapaar Limited, incorporated in 2009 as Vaibhav Vyapaar Private Limited, is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. The company provides unsecured personal loans to salaried and self-employed individuals through its fully digital lending platform, operating through both direct lending and co-lending models.
Its retail lending business is supported by the “LoanFront – Personal Loan App,” which provides credit facilities to customers, including first-time borrowers and lower-income salaried professionals. Under its co-lending activities, the company works with other NBFCs on loan origination, underwriting, documentation and servicing. It also earns revenue by providing application and technology services to other NBFCs.
The company was acquired by Capfront Technologies Private Limited under a Share Purchase Agreement dated October 24, 2019. In FY22, its business was transferred from Capfront Technologies through a slump-sale arrangement under a Business/Assets Transfer Agreement dated June 1, 2022.
As of March 31, 2026, Vaibhav Vyapaar reported assets under management of ₹7,067.77 lakh, net worth of ₹2,721.70 lakh and a debt-to-equity ratio of 1.60. The company has filed a Draft Prospectus with SEBI and is planning an IPO comprising a fresh issue of 76,00,000 equity shares with a face value of ₹5 each.
