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About Sera Investments & Finance India Ltd Sera Investments & Finance India Limited, formerly Kapashi Commercial Limited, is a diversified financial services company established in 1985. Registered as a Non-Banking Financial Company (NBFC) with the Reserve Bank of India, Sera Investments caters to the credit needs of individuals by offering financial solutions that rival informal lenders and pawnbrokers. The company has expanded its operations into the development and trading of ferrous and non-ferrous metals and engages actively in the stock market.
Sera Investments is committed to advancing digital finance in India by providing online lending, capital advisory, and strategic financial services. The company specializes in offering unsecured loans to Micro, Small, and Medium Enterprises (MSMEs) with streamlined application and approval processes, addressing the traditional challenges of obtaining business loans. Additionally, Sera Investments provides Loan Against Securities (LAS) secured by various financial instruments such as insurance policies and mutual funds, facilitating easier access to capital for its clients.