Sahara Housingfina Corporation Limited, part of Sahara India Pariwar, is a Housing Finance Company registered with the National Housing Bank, operational since 1991. The company specializes in providing a range of housing finance solutions, including loans for purchasing residential units, construction, and renovation of homes. It supports both salaried and self-employed individuals, even those without formal income documentation, by assessing repayment capacity based on cash flows. The company offers competitive loan schemes and is expanding its reach through various branches in cities like Kolkata, Lucknow, Hyderabad, and Mumbai.
The firm is regulated by the Reserve Bank of India and supervised by the National Housing Bank, ensuring stringent compliance and operational standards. Sahara Housingfina commenced its retail-lending business in 2004 and leverages a fully integrated online system for efficient service delivery. The company also tailors specific loan schemes for projects like Sahara City Homes, indicating strategic initiatives to cater to diverse customer needs, including urban poor and self-employed segments.