Regency Fincorp Limited, previously known as Regency Investments Limited, was established on March 29, 1993, and is headquartered in Zirakpur. It operates as a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). The company focuses on lending and allied activities primarily targeted at Micro, Small, and Medium Enterprises (MSMEs) across India, aiming to empower these businesses and economically active households to enhance their operations and quality of life. In addition to MSME financing, Regency Fincorp also offers personal loans and consumer durable loans. In 2020, the company expanded its capital base by allotting 389,651 shares at Rs. 29 per share and issuing 1,641,378 convertible warrants to promoters and non-promoters at a premium, reflecting a strategic move to strengthen its financial position and support its growth initiatives.