Invigorated Business Consulting Limited, formerly Escorts Finance Ltd, was established in 1987 and rebranded in June 2023. Initially promoted by Escorts Kubota Ltd, the company operates in the financial services sector, focusing on hire purchase, leasing, bill discounting, and non-fund-based activities. Registered as a Category-I Merchant Banker with SEBI, it launched a portfolio management scheme in 1992 and expanded significantly in 1995 through a public issue to enhance its financial services offerings.
The company holds a 'FAA' high safety rating and has a notable Capital Adequacy Ratio of 29.09%, well above the RBI's requirement. It was a pioneer in India with the introduction of E-cash, a smart card-based electronic purse enabling offline transactions. Additionally, Invigorated Business Consulting has consolidated its core operations in construction equipment financing while maintaining its presence in two-wheeler finance, supported by its strategic investment in Escorts Consumer Credit Ltd.
