Gemstone Investments Limited, established in October 1994, is a Non-Banking Financial Company (NBFC) registered with the RBI. It focuses on meeting the credit needs of the unorganized sector, including wholesale and retail traders, small-scale industries, and small borrowers, through equity investments. Operating as an investment company, it is prohibited from accepting public deposits and instead provides financial services to those lacking access to traditional banking.
The company engages primarily in long-term investments in equity shares, debt instruments, and equity-related securities across various industries. Its main income sources are dividends, interest, and profits from investment sales. Gemstone Investments plays a crucial role in the Indian financial system by offering credit solutions to underserved sectors, thereby contributing to economic development at the local level.
