Support and Resistance Levels
Past performance
About Aptus Value Housing Finance India Ltd Aptus Value Housing Finance India Limited, established in 2009, specializes in providing long-term housing finance to low and middle-income groups, along with non-housing finance through Loan Against Properties (LAP). The company is registered with the National Housing Bank and operates without public deposits. Its wholly-owned subsidiary, Aptus Finance India Private Limited, is a Non-Banking Finance Company (NBFC) offering loans against immovable properties. Aptus has shown significant growth in assets under management (AUM), reaching Rs 6,738 crores as of March 2023, from Rs 1,411 crores in 2018. The company has expanded its distribution network across Tamil Nadu, Andhra Pradesh, Telangana, Karnataka, and Odisha, with 231 branches as of March 2023.
Aptus has diversified its funding sources, with 60% of borrowings from banks, 26% from the NHB, and 10% from the debt capital market. Despite challenges in the housing finance sector, Aptus successfully raised funds through a 2021 IPO and maintains strong liquidity, including Rs 1,136 crores as of March 2023. The company focuses on serving Tier II and III cities, supporting over 15,000 families with loan disbursements, and continues to enhance its reach and financial stability.