Dar Credit & Capital Ltd

Past performance
Performance overview
About Dar Credit & Capital Ltd Dar Credit & Capital Limited (DCCL), established in 1994, is a Kolkata-headquartered Non-Banking Financial Company (NBFC) with a strong focus on providing financial solutions to underserved and underbanked segments in India. The company is registered with the Reserve Bank of India (RBI) as an NBFC since 2007 and specializes in Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. DCCL predominantly serves low-income individuals, including Group D employees (e.g., cleaners and sweepers) and small-scale entrepreneurs such as shopkeepers, traders, and vendors, with a particular emphasis on empowering women entrepreneurs. DCCL operates primarily across West Bengal, Rajasthan, Bihar, and Jharkhand, with additional camp offices in Madhya Pradesh and Gujarat. Over its 30-year tenure, the company has cultivated expertise in addressing the financial needs of its niche customer base, particularly in semi-urban and rural regions. Notably, mergers with DAR Holdings Private Limited in 2014 and ABAN Holdings Private Limited in 2018 have strengthened its operational base. In February 2021, DCCL's debentures were listed on the Bombay Stock Exchange (BSE), and the company holds a 'CARE BBB-' Stable rating as of December 2023. Looking ahead, the company plans an Initial Public Offering (IPO) of up to 50,00,000 equity shares with a face value of Rs. 10 each, signifying its aspirations for growth and expansion. Its footprint in niche lending markets and stable credit rating make DCCL a noteworthy player in India's financial sector.
Website darcredit.com
Founded 1994
Headquarters Kolkata